Spent over $100 on Skincare

And apparently I got a deal! Little did I know that women use a lot of skincare products until I got married.  There are “routines” to be followed with products like toners, cleansers, serums, and moisturizers.  But you’re likely a woman...

Year End Summary 2016

Usually a year flies by, but this one sure seems like a long one because so many things happened.  I spent two months in Taiwan and one in China learning Chinese.  I went on vacations to Japan and Portugal using points and filed...

The Library Still Exists?

You may think the library is a place for children, but you may be mistaking that with the children’s section.  The library really has the more resources for adults and has resources for the 21st century.  A few months ago...

Financial Traps

There are many ways you can fall into financial trouble, but you can always pull yourself back up, so never give up.  Today I was paying a credit card bill and was surprised to see the following picture. Credit cards...

Dentistry

My wife is on Obamacare, but we didn’t get her dental insurance because we’ll be able to get it through my employer shortly.  I’m so nice I still let her eat sweets.  I often hear how good and affordable healthcare...

I’m Calling the Top

I think I have been reading way too much Zero Hedge lately because I have bought into the idea that the market is overvalued and a decline is imminent.  I have moved to mostly cash and even bought some Bear...