Resist Convenience

I just read an article on convenience.  Basically, convenience is a super powerful force that influences our choices.  Often we will choose something convenient over efficient or even better. Money Examples Let’s start with the hackneyed example.  It is cheaper...

Generosity

The new tax plan keeps charitable donations as tax deductible.  As the end of the year went by many causes were asking for funds because donations are tax deductible.  As a frugal wizard, where does generosity and giving fit into...

Let’s Talk Retirement

It seems like almost every week there is an article saying how American’s don’t have enough for retirement.  Here is a nice graph from the Economic Policy Institute.  It looks like people at the top may be alright with $163,000,...

Why I Don’t Budget

Right now I’m studying at MIT which is a really great experience.  When we arrived my program provided us with $750 in TechCash.  This currency can be used for food at MIT, at the student store, and a few other...

Geographic Arbitrage

Many of my articles have touched on this topic, but I don’t think I have written about it directly.  Arbitrage is the action of taking advantage of differences in prices in different marketplaces to make money.  I have done so...